Sorry to hear you were hit. To answer your question, go get a personal injury attorney. They will be able to make sure your property damage gets paid as well as compensation for your injuries. They can also help you prove up your serious injury so that you can recover from the insurance company and, if you selected it, process your supplementary underinsured motorist claim. Good luck.

Answer Applies to: New York
Replied: 9/2/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

That's what lawsuits are for: many of my clients tell me that they had not wanted to participate in a system that they felt had too many claims of questionable merit, but that becoming an accident victim changed their view. It may be that the other driver does not have insurance, in which case you can make a claim under your Uninsured Motorist policy and then your insurance company can go after the guy. Of course, the insurance company will claim that you are exaggerating the value of your vehicle and that your injuries are not serious, etc. but an experienced attorney can deal with that.

Answer Applies to: New York
Replied: 9/2/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.