How can we protect ourselves from our insurance company?

Our Vehicle was stolen about 2 months ago, and now we are being asked for 3 years of bank statements, insurances of all kinds etc. My wife and I are just wondering if we should be worried and get a lawyer because we've talked with friends and family about our situation, and they say to get a lawyer because it seem like a trap that our insurance company is setting up.
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Answered By: Law Office of Jared Altman
I smell a rat. I don't think that they have the right to ask you for any of that. Check your policy.

Answer Applies to: New York
Replied: 10/21/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Andrew T. Velonis, P.C.
You don't have to protect yourself "from" them, you just have to play the game with them. They have to go through all that razzamatazz so that they can be sure they are not falling for a scam. It's not you, it's just that if they have 1,000 claims of stolen cars across the country in the course of a year, there will be a couple that are not legit. So, they have to investigate them all. Sure, you can get a lawyer if you want to, but you will still have to produce all of the information and documentation.

Answer Applies to: New York
Replied: 10/21/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

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