Should I sue because of the accident?

A commercially registered vehicle came to deliver purchased items at our home. He drove into our home and we tried to stop him but he hit the wall and damaged the front room. What should we do? Is this personal injury or will insurance take care of it? Do we need an attorney?
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Answered By: Law Office of Jared Altman
Insurance should cover it. It is a property damage claim, not personal injury.

Answer Applies to: New York
Replied: 11/9/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Dwyer, Black & Lyle, LLP
It's not personal injury unless you were personally injured. You have a property damage claim. Submit the claim to your homeowner's insurance carrier and they will recoup their costs from the driver. If you don't have insurance or don't want to involve your insurance, you can submit a claim directly to the driver's insurance company. Either way, insurance will cover it. To be safe, speak with an attorney about it.

Answer Applies to: New York
Replied: 11/9/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Rothstein Law PLLC
Someone drove a vehicle into your house? Wow. How large are your damages? I'm sure the insurance company will pay unless there is a defense such as unforeseen illness or mechanical difficulty. However, it's best to have an attorney because the insurance carrier will try to take advantage of you.

Answer Applies to: New York
Replied: 11/9/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Andrew T. Velonis, P.C.
You don't state that you were injured, so it is a property damage case, not a personal injury case. Put in a claim with you homeowner's insurance. They will pay your loss, then go after the trucker's insurance company to get their money back.

Answer Applies to: New York
Replied: 11/9/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

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