What can I do if the other party involved in an auto accident is broke?

A 22 year old involved in an auto accident, not insured at the time, was at fault, and is not getting notice to respond within 10 days to send payment on 25,000.00. The 22 year old is a college student working part time and has student loans.
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Answered By: Andrew T. Velonis, P.C.
All auto insurance policies in New York State require an Uninsured Motorist endorsement. Other than that, there is the Motor Vehicle Accident Indemnification Corporation, if there is a personal injury involved. Finally, you might be able to get a judgment against this person, which will haunt him for the next 10 years. There are enforcement procedures in place for that as well.

Answer Applies to: New York
Replied: 10/27/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Law Office of Jared Altman
If he's judgement proof with no assets then you can get a judgment and try to collect in a few years.

Answer Applies to: New York
Replied: 10/26/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: The Law Office of Stephen R. Chesley, LLC
In New York State if you are involved in an accident and the other side has no insurance you are covered for personal injuries under your own policy. Uninsured motorist portion of your policy.

Answer Applies to: New York
Replied: 10/26/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Dwyer, Black & Lyle, LLP
Make a claim against your own UM (uninsured motorist) policy. You can't get blood from a stone.

Answer Applies to: New York
Replied: 10/26/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

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